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1、備考復(fù)習(xí)備考復(fù)習(xí) 20222022 年銀行招聘之銀行招聘綜合知識通關(guān)年銀行招聘之銀行招聘綜合知識通關(guān)考試題庫（含答案）解析考試題庫（含答案）解析單選題（共單選題（共 8080 題）題）1、我國現(xiàn)行勞動爭議處理制度為（）。A.一調(diào)一裁兩審制B.兩審終審制C.一調(diào)一裁制D.調(diào)解制度【答案】A2、Passage2A.adjustableB.comfortableC.self-evidentD.self-righting【答案】D3、從網(wǎng)絡(luò)購買的以下商品，消費者有權(quán)自收到商品 7 日內(nèi)退貨的是（）。A.訂做的西服B.電視機C.在線下載的殺毒軟件D.新鮮水果【答案】B4、資料：Google and Ub

2、er have grabbed most of the attention regardingthe advent of self-driving cars,but on Sunday,Lyft threw down theultimate challenge:A majority of autonomous vehicles for Lyft withina mere five years.A.We need to reach everyones potential to realize self-driving carsB.There are still many problems to

3、be solved in self-driving carsC.Lyft co-founder says most of its cars will be autonomous in 5 yearsD.The advantages and disadvantages of self-driving cars【答案】C5、債券價格、必要收益率與息票利率之間存在以下（）的關(guān)系。A.息票利率小于市場利率，債券價格高于票面價值B.息票利率小于市場利率，債券價格小于票面價值C.息票利率大于市場利率，債券價格小于票面價值D.息票利率等于市場利率，債券價格不等于票面價值【答案】B6、下列字符中，ASCI1

4、碼值最小的是（）。A.aB.AC.XD.Y【答案】B7、Passage 9A.the application of reading strategiesB.matching our expectations with the meaning of a textC.the development of our ability to check the detailsD.determining the main idea of a text【答案】A8、下列說法不正確的是（）。A.舞低楊柳樓心月柳永B.兩情若是久長時秦觀C.此情無計可消除李清照D.可惜流年、憂愁風(fēng)雨辛棄疾【答案】A9、Passag

5、e 6A.It was created by Mrs.FieldB.It collects information on you usually without your knowing itC.It is a hardware needed to access to your computerD.It is the latest in technology【答案】B10、客戶支取現(xiàn)金時，應(yīng)填制本行()，先到會計部門的有關(guān)專柜辦理手續(xù)。A.現(xiàn)金支票B.銀行本票C.銀行匯票D.現(xiàn)金存條【答案】A11、上海證券交易所上市交易的某只股票，2009 年末的每股稅后利潤為 0.2元，市場利率為 2.5%

6、。A.20B.40C.60D.80【答案】B12、We will support any opportunity for the railways_back intopublic ownership.A.be boughtB.to be boughtC.buyingD.be buying【答案】B13、工廠有 5 條效率不同的生產(chǎn)線。某個生產(chǎn)項目如果任選 3 條生產(chǎn)線一起加工，最快需要 6 天整，最慢需要 12 天整；5 條生產(chǎn)線一起加工，則需要 5 天整。問如果所有生產(chǎn)線的產(chǎn)能都擴大一倍，任選 2 條生產(chǎn)線一起加工最多需要多少天完成？（）A.11B.13C.15D.30【答案】C14、唐玄宗

7、在位期間，出現(xiàn)了繁榮景象，這是我國古代史的哪次盛世？（)A.文景盛世B.永宣盛世C.開元盛世D.康乾盛世【答案】C15、資料：October 20,2013A.He was impressed with its menuB.The hotel is located close to the companyC.He has special ties with the hotel staffD.It has become a tradition of the company【答案】A16、Josh graduated with his masters degree in space studies

8、 andplanetary sciences，but after years of working odd jobs andbarely_，he decided to go back to get his teaching license。A.putting on the back burnerB.breaking new groundC.making ends meetD.proving his mettle【答案】C17、The professors new book is_reading.A.well worthyB.very worthC.well worthD.very worthy

9、【答案】C18、下列屬于產(chǎn)品成本的是（）。A.廠房管理人員工資B.車間人員工資C.董事會人員工資D.專設(shè)銷售部門人員工資【答案】B19、Many species are in peril of extinction because of ourdestruction of their natural _.A.habitatB.favorC.hoopD.circle【答案】A20、2017 年 4 月份，某省規(guī)模以上食品工業(yè)增加值同比增長 15.0%，比全省規(guī)模工業(yè)平均水平高 9.4 個百分點。其中，農(nóng)副食品加工業(yè)增長 14.0%，食品制造業(yè)增長 18.6%，酒、飲料和精制茶制造業(yè)增長 13.9

10、%。14 月，規(guī)模以上食品工業(yè)產(chǎn)值累計增長 11.6%，增幅比全省規(guī)模工業(yè)平均水平高 4.5 個百分點。A.38.5%B.42.6%C.53.7%D.78.8%【答案】D21、The FIFA World Cup soccer championship in Russia is the mostcostly ever held。Now，experts question whether there will be agood_for the Russian taxpayer。A.responseB.refundC.returnD.report【答案】C22、2012 年是中國銀行成立（）周年。A

11、.90B.100C.110D.80【答案】B23、He had _speak _ the audience interrupted him.A.had started to.whenB.hardly begun to.beforeC.nearly going to.thanD.just about to.that【答案】B24、績效評價中運用的評價標(biāo)準(zhǔn)屬于比較法的是（）。A.等級擇一法B.行為錨定量表法C.排序法D.行為對照表法【答案】C25、_ analysts predictions,McKnight Electronic engineers wereable to create a ba

12、ttery capable of lasting twice as long as previousmodels.A.NeverthelessB.Contrary toC.ExceptD.Provided that【答案】B26、上海證券交易所上市交易的某只股票，2009 年末的每股稅后利潤為 0.2元，市場利率為 2.5%。A.分期付息到期還本債券B.到期一次還本付息債券C.分期還本到期一次付息債券D.分期付息債券【答案】A27、資料：In the United States of America,banks are categorized intothe federally-charter

13、ed bank which received their charter from theOffice of the Comptroller of the Currency（OCC）;these are referredto as“National Banks”;and also the states-chartered banks whichreceive their charter from the superintendent to as“State Banks”.Banks are allowed to register either with the federal or the s

14、tateauthority.Let us now look at the organizational structure ofCommercial Banks,which include unit banking,group banking andbranch banking.A.Banking and Non-banking in the USAB.Banks in the USAC.Bankers in the USAD.Banking in the USA【答案】B28、下列關(guān)于公告與通告的區(qū)別表述錯誤的是（）。A.從知照范圍看，公告面向國內(nèi)外，而通告面向一定轄區(qū)范圍的群眾B.從性質(zhì)上

15、看，公告內(nèi)容屬重要事項或法定事項，重在知照性；通告內(nèi)容專業(yè)性較強，或宣布行政措施，或告知具體事務(wù)，兼有知照和約束的性質(zhì)C.從發(fā)布方式看，公告一般通過新聞媒體發(fā)布，通告采用在相關(guān)地區(qū)張貼或登報、廣播的方式D.從公文類型上看，公告屬于法定公文，通告屬于事務(wù)文書【答案】D29、資料：Up to 80 per cent of the worlds middle classes will livein developing countries by 2030 thanks to surprising recent gains inpoverty reduction,according to a Unit

16、ed Nations report published onThursday.A.greater economic dynamismB.aid from developed countriesC.changes of developing countriesD.trade among developing countries【答案】B30、3+14+35+146+555+854+965+986+997=（）。A.3555B.5000C.4000D.4555【答案】D31、通常情況下，一國的利率水平提高，會導(dǎo)致（）。A.本幣匯率上升，外幣匯率上升B.本幣匯率上升，外幣匯率下降C.本幣匯率下降，外幣匯率上升D.本幣匯率下降，外幣匯率下降【答案】B32、我國企業(yè)國內(nèi)發(fā)行債券所籌集的資金可用于(）。A.固定資產(chǎn)投資B.房地產(chǎn)買賣C.股票交易D.期貨交易【答案】A33、信用的基本特征是（）。A.平等的價值交換B.無條件的價值單方面讓渡C.以償還為條件的價值單方面轉(zhuǎn)移D.無償?shù)馁浥c或援助【答案】C34、某公司擬進行一項固定資產(chǎn)投資決策設(shè)定折現(xiàn)率為 10，有四個方案可供選擇：其中：甲方案的凈現(xiàn)值率為