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1、備考備考 20222022 年銀行招聘之銀行招聘綜合知識能力提升年銀行招聘之銀行招聘綜合知識能力提升試卷試卷 B B 卷（含答案）卷（含答案）單選題（共單選題（共 8080 題）題）1、下列通常被視為無風(fēng)險(xiǎn)利率的是（）。A.企業(yè)債券利率B.國債利率C.投資基金收益率D.回購利率【答案】B2、資料：Desktop Support for Private Equity Firm in MidtownA.Face-to-face technical assistanceB.Remote helpC.Handbook instructionsD.Phone calls【答案】B3、亞當(dāng)斯密在國富論當(dāng)中

2、，談到的主要經(jīng)濟(jì)理論是（）。A.古典經(jīng)濟(jì)理論B.分配理論C.比較優(yōu)勢理論D.絕對優(yōu)勢理論【答案】D4、使預(yù)算約束線在保持斜率不變的條件下作遠(yuǎn)離原點(diǎn)運(yùn)動的是（）。A.x 的價(jià)格上漲 10%而 y 的價(jià)格下降 10%B.x 和 y 的價(jià)格都上漲 10%，收入下降 5%C.x 和 y 的價(jià)格都下降 10%，收入不變D.x 和 y 的價(jià)格都上漲 10%，收入上漲 5%【答案】C5、（）可以為企業(yè)籌集自有資金。A.內(nèi)部積累B.融資租賃C.發(fā)行債券D.向銀行借款【答案】A6、資料：Human resource professionals act as mediators between anorganiz

3、ations management and its workers.This requires wearing manyhats Its an HR administrators job to make sure that employees areworking in a safe environment that disputes are settled，and thatbenefits are understood and administered properly.At the same time，HR is charged with recruiting new employees

4、who will not only fit inpersonally and professionally but also help the company achieve itsbusiness goals.They also represent management when negotiating forbenefits with companies administering these benefits and whenimplementing companywide policies that will ultimately lower costs orboost profits

5、.The needs of HR cover a wide range of tasks and，therefore，require individuals who are good with people in additionto being organized，analytical，business-minded，and heroicmultitaskers.A.Ensure a sound working environment for employeesB.Represent management in negotiation and policy implementationC.H

6、elp achieve business goals and profit boostD.Hire promising new employees for the sake of the company【答案】C7、On an annual（）,house prices in Scotland are now only 1%lowerthan they were a year ago,but they are 8%down in Northern Ireland.A.planB.objectC.foundD.basis【答案】D8、資料：Taikong City was founded by

7、the dormuns about 50 AD.Its nameis derived from a Cethic worldwhich means the piece of the boldone.After they invaded Bliton in 43 AD the Dormons built a bridgeacross the Themas River.They later decided it was an excellent placeto built a port.The water was deep enough for ocean going ships butit wa

8、s far enough inland to be safe from other raiders.Around 50 ADDormons merchants built a town by the bridge.So Taikong City was born.A.The history of Taikong CityB.The stone wall was around Taikong CityC.The origination of Taikong City,s nameD.rebellion against the Dormans【答案】A9、“應(yīng)解匯款”屬于()類賬戶。A.所有者權(quán)益

9、B.損益C.資產(chǎn)D.負(fù)債【答案】D10、資料：Many people think of internal control as a means ofsafeguarding cash and preventing fraud.Although internal control isan important factor in protecting assets and preventing fraud,thisis only a part of its roles.Remember that business decisions arebased on accounting data and

10、the system of internal control providesassurance of the dependability of the accounting data used in makingdecisions.A.Preventing fraudB.Providing help for making decisionsC.Improving the sense of responsibility of employeesD.Protecting assets【答案】C11、晚于歐洲文藝復(fù)興運(yùn)動的歷史大事是（）。A.成吉思汗統(tǒng)一蒙古B.哥白尼提出日心說C.英國工業(yè)革命D.

11、畢昇發(fā)明活字印刷術(shù)【答案】C12、打開 Word 文檔一般是指（）。A.把文檔的內(nèi)容從內(nèi)存中讀出并顯示出來B.把文檔的內(nèi)容從磁盤調(diào)入內(nèi)存并顯示出來C.為打開的文檔開設(shè)一個(gè)新的空的文檔窗口D.顯示并打印文檔的內(nèi)容【答案】B13、在金融衍生工具中，（）的風(fēng)險(xiǎn)最大。A.互換B.期權(quán)C.期貨D.遠(yuǎn)期【答案】D14、下列財(cái)產(chǎn)物資，可用抽樣盤點(diǎn)法進(jìn)行財(cái)產(chǎn)清査的是（）。A.成套設(shè)備B.低值易耗品C.辦公桌椅D.汽車【答案】B15、馮?諾伊曼計(jì)算機(jī)工作原理的設(shè)計(jì)思想是（）。A.程序設(shè)計(jì)B.程序存儲C.程序編制D.算法設(shè)計(jì)【答案】B16、Passage 2A.It was challenged by some

12、climate and risk expertsB.It aroused a lot of interest in the scientific circlesC.It was warmly received by environmentalistsD.It caused a big stir in developing countries【答案】A17、下面二十四節(jié)氣中，不屬于夏季（以立夏為開始，立秋為結(jié)束）的是（）A.夏至B.處暑C.芒種D.小滿【答案】B18、資料：The poverty line is the minimum income that people needfor an

13、acceptable standard of living.People with incomes below thepoverty line are considered poor.Economists study the causes ofpoverty in order to find solutions to the problem.A.The growing national economyB.The tax collections from the non-poor classesC.More choices of selectable job vacanciesD.Goverrn

14、ments investments on the poor to improve their workingskills【答案】B19、To meet the ethical requirements,the participants were informedthat their involvement in the study was voluntary and that theirpersonal privacy would be treated_.A.confidentiallyB.proudlyC.confidentlyD.secretly【答案】A20、下列表述中不符合因事設(shè)職和因

15、人設(shè)職相結(jié)合原則的是（）。A.任何組織首先是人的集合，而非是事和物的集合B.組織中的工作最終要靠人完成，不能完全招聘社會上的人員來滿足企業(yè)的所有需要C.即一個(gè)上級直接領(lǐng)導(dǎo)與指揮下屬的人數(shù)應(yīng)該有一定的限制，并且應(yīng)該是有效的D.組織設(shè)計(jì)往往不是全新的，進(jìn)行再度調(diào)整時(shí)，要考慮“事事有人做”而非“人人有事做”【答案】C21、審計(jì)技術(shù)的最近發(fā)展階段是()。A.系統(tǒng)審計(jì)B.風(fēng)險(xiǎn)基礎(chǔ)審計(jì)C.賬項(xiàng)基礎(chǔ)審計(jì)D.詳細(xì)審計(jì)【答案】B22、海市蜃樓是一種自然現(xiàn)象，它形成的原理是光的（）。A.反射B.折射C.漫射D.散射【答案】B23、根據(jù)我國合同法的規(guī)定，下列關(guān)于合同的形式說法正確的是（）。A.合同的形式包括書面形式

16、和口頭形式B.合同的書面形式是指合同書形式C.合同的形式必須為書面的D.電子郵件合同是口頭形式合同【答案】A24、不屬于資產(chǎn)管理理論基礎(chǔ)的是（）。A.商業(yè)性貸款B.轉(zhuǎn)移理論C.預(yù)期收入理論D.經(jīng)營管理理論【答案】D25、下列關(guān)于計(jì)算機(jī)病毒認(rèn)識不正確的是（）。A.計(jì)算機(jī)病毒是一種人為的破壞性程序B.計(jì)算機(jī)被病毒感染后，只要用殺毒軟件就能清除全部的病毒C.計(jì)算機(jī)病毒能破壞引導(dǎo)系統(tǒng)和硬盤數(shù)據(jù)D.計(jì)算機(jī)病毒也能通過下載文件或電子郵件傳播【答案】B26、資料：The Oakview CafeA.It opens for dinner at 7p.mB.It advertises in a local newspaperC.It is located in the citys business districtD.It is a small restaurant【答案】A27、在金融衍生工具中，（）的風(fēng)險(xiǎn)最大。A.互換B.期權(quán)C.期貨D.遠(yuǎn)期【答案】D28、The words used by the speaker may stir up unfavorable reactionsin the l