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1、山東2022年青島銀行社會招聘（208）筆試參考題庫答案詳解（圖片大小可自由調(diào)整）第1卷一.單項選擇題(共50題)1.In spite of all stories of prosperity in the Unites States, not only does poverty exist there, but crimes of various types have been increasing at an alarming rate. Most acts of violence were committed by young people.57% of the criminals ar

2、rested in 1979 were youths below 25 of age.Everyone agrees that crime is partly a result of bad material conditions: poverty, lack of education, living within a settled home, being parent less, sufferings from other kinds of misfortune, etc.There are also other factors than material conditions which

3、 are responsible for the sharp increase of crime rate. In the first place, some state laws provide a death penalty but some not. Secondly, the Constitution allows every citizen to carry weapons for his own protection. It is therefore possible and easy for anyone in the country to get a gun. Finally,

4、 there has been too much shown on TV and too much reported in newspaper of all kinds of crime, the details of which are so accurately described that even children know how to duplicate what they have seen or read. All these have resulted in a high frequency of crimes committed both by professional c

5、riminals andby nonprofessional ones in murder, drug smuggling, robbery, etc.The underlined word penalty is closest in meaning to_.A.PunishmentB.trialC.accusationD.execution答案：A 本題解析：根據(jù)該句“In the first place，some state laws provide a death penalty but some not(首先，一些州有關(guān)于死刑的懲罰措施而另一些州沒有。)”可知penalty意為“處罰，

6、懲罰”。2.隨著技術(shù)的發(fā)展，未來真實寵物將成為稀缺的“奢侈品”，機器人寵物則進入普通家庭。那些對寵物敏感、缺少飼養(yǎng)空間或者對真實動物具有恐懼感的人群將受益，但是人類與機器人寵物產(chǎn)生的情感關(guān)系卻會導致倫理置疑。如果虛擬寵物能夠產(chǎn)生人們從真實寵物獲得的效應，是否意味著人類與動物之間的情感關(guān)系能夠真實映射在機器人寵物上？人們特別想知道未來人類隨意丟棄機器人寵物的行為是否會由人類虐待動物的行為轉(zhuǎn)變而來。這段文字意在說明：（）。A.未來機器人寵物和虛擬寵物將被廣泛接受B.機器人寵物的出現(xiàn)對人類有利有弊C.人類與機器人寵物產(chǎn)生的情感關(guān)系將產(chǎn)生倫理問題D.機器人寵物或?qū)⒏淖內(nèi)藗儗Υ鎸崒櫸锏姆绞酱鸢福篊 本

7、題解析：第一步，本題考查意圖判斷能力，思路是找文段的重點句，優(yōu)先引申。第一句整體講機器人寵物將會進入普通人的家庭;第二句說雖然會使一部分人受益，但也會出現(xiàn)人類與機器人寵物的情感關(guān)系的倫理置疑;第三句第四句是具體的倫理置疑的表現(xiàn)。故文段重點句是第二句中轉(zhuǎn)折“但是”之后。第二步，結(jié)合選項，與重點句一致的選項為C。因此，選擇C項。A項：為文段第一句的內(nèi)容，是引出文段話題，非重點；B項：“有利有弊”說法不夠準確，文段用“但是”表明作者強調(diào)的是弊端，且B項未明確說出弊端的內(nèi)容；D項：無中生有。3.There was a Greek shopkeeper in a small conner shop in

8、 London. She taught me about the 41of an act of kindness, which has motivated me to give.On the day I went to that shop, I was42with a very high fever. I had been off work fordays and I had43out of food. Because I had been working so hard since I had 44 to town,I also had no friends who could help.S

9、o I went out to get some food.45, I would have gone to the supermarket, butonthis 46, Iwent into the Greek shop because it was closer. I47a few things, from the looks of whichrevealed the48that I lived alone. Then I49them to the shopkeeper, who told me, Youare unwell. I50rather shyly. She pointed at

10、 the things I was buying and51. I can makeyou a sandwich, so you dont have to do it yourself.So, she made the sandwich and asked me to52a moment. She went in the back room andreappeared with a container of hot soup. It will53you up, she said with a smile.What really warmed me up,54, was not the soup

11、. It was her55that told me shecared. Her kindness made me feel cared for when I was particularly56.And it57me. It made me want to be as58as the shopkeeper. I had been quite shy,but, from that day on, I did not let shyness prevent me from59random acts of kindness.I was determined to60the joy . and I

12、havent felt lonely since!閱讀以上短文，回答161-180題。第41題答案是_A.lessonB.methodC.powerD.cause答案：C 本題解析：她告訴我了施善行為的力量，后面有motivate，可知選power。4.如果邊際消費傾向是08，政府增加公共支出1000億元，考慮到貨幣市場的話，均衡產(chǎn)出的增加最多是（）。A.5000億元B.4000億元C.1250億元D.800億元答案：A 本題解析：政府公共支出增加會引起產(chǎn)出的數(shù)倍增加，此倍數(shù)即乘數(shù)，為邊際儲蓄傾向的倒數(shù)為1(1-08)=5，所以產(chǎn)出增加為10005=5000(億元)。5.資本保值增值率是反映企

13、業(yè)（ ）的指標A.償債能力B.盈利能力C.資產(chǎn)變現(xiàn)能力D.營動能力答案：B 本題解析：暫無解析6.Passage 1Earlier this year, when America first sneezed, the European Central Bank （along with most private-sector economists） argued that the euro area was insulated from Americas slowdown and had little to worry about. This seems to have wrong. In Ge

14、rmany there are fears about recession as business investment and retail sales tumble. Recent figures confirmed that Germanys GDP stagnated in the second quarter. Italys GDP fell in the second quarter, and although growth has held up better in France and Spain, the growth in the euro area as a whole

15、was close to zero in the quarter. Nobody is forecasting an actual recession in the euro area this year, but it is no longer expected to provide an engine for world growth.As for Japan, it is probably already in recession. Japans GDP grew slightly in the first quarter. Persistent deflation continues to be a severe problem. A revised measure of Japans consumer-price index, to be published soon,