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1、模擬檢測模擬檢測 20242024 年銀行招聘之銀行招聘綜合知識過關年銀行招聘之銀行招聘綜合知識過關檢測試卷檢測試卷 B B 卷卷(含答案含答案)單選題（共單選題（共 7070 題）題）1、上海證券交易所上市交易的某只股票，2009 年末的每股稅后利潤為 0.2元，市場利率為 2.5%。A.YXrB.Y/rC.r/YD.YX(1+r)【答案】B2、一項研究表明，在人類進化的過程中，采用火制備熟的肉類食用是一大進步。高溫殺滅了肉類中的部分有害細菌和病毒，而那些沒有完全被殺死的細菌和病毒刺激了人類的免疫系統(tǒng)而不至于讓其崩潰，從而促使人類的免疫系統(tǒng)得到進化。因此，人類才能比在野外生活的其他靈長類動物

2、更好地抵御各類疾病。A.人類生活在有公共衛(wèi)生系統(tǒng)保護的社會中B.有些人一生只吃素，患病的次數(shù)也很少C.高溫能夠降低病毒或細菌的致病性D.野外的靈長類動物更容易感染各種細菌或病毒引起的疾病【答案】C3、作家與作品搭配有誤的是（）。A.蘭亭集序王羲之B.始得西山宴游記柳宗元C.正氣歌文天祥D.柳敬亭說書歸有光【答案】D4、The seaside draws a lot of attention here every summer.Warmsunshine and soft sands make（）it is.A.whatB.whichC.howD.where【答案】A5、The poor mans

3、 clothes are as _ as a scarecrows.A.rampantB.raggedC.regaleD.remiss【答案】B6、Passage 1A.indifferentB.impartialC.sarcasticD.pessimistic【答案】B7、現(xiàn)代管理活動是一種具有廣泛、復雜聯(lián)系的社會活動，是一種多規(guī)律共同起作用的有機統(tǒng)一的活動，因此，在管理過程中應（）。A.選擇其中的一種方法B.運用其中的幾種方法C.結合實際綜合運用各種管理方法D.運用所有管理方法【答案】C8、As _,I think business English is more practical th

4、an othercourses.A.an International Business student majorB.an International Business majorC.a International Business student majorD.an International Business major student【答案】D9、There is an increasing（）to make movies describing violence.A.strengthB.directionC.traditionD.Trend【答案】D10、貨幣轉化為資本的決定性前提是（）

5、。A.資本家集中大量貨幣B.勞動力成為商品C.生產資料成為商品D.消費資料成為商品【答案】B11、下面是中國古典文學四大名著中的人物與情節(jié)，其中搭配不當?shù)囊豁検牵ǎ.魯智深倒拔垂楊柳B.孫悟空大鬧天宮C.諸葛亮三顧茅廬D.劉姥姥進大觀園【答案】C12、資料：Directions:There is 1 passage in this part.The passageis followed by some questions or unfinished statements.For each ofthem there are four choices,You should decide on

6、the best choice.A.To infer that a person s face is highly unlikely to change toanother shapeB.To illustrate that the image stored in the phone cannot be changedif FaceID is compromisedC.To explain the revocation difficulty of FaceID.To enhance the data security on iPhone since it do not sharebiometr

7、ic information with servers【答案】C13、中國人民銀行發(fā)布的 2019 年第三季度中國貨幣政策執(zhí)行報告稱，當前，中國仍實施常態(tài)貨幣政策。央行通過創(chuàng)新和完善宏觀調控，運用多種貨幣政策工具，保持流動性合理充裕；加大貨幣政策逆周期調節(jié)力度，通過改善貨幣政策傳導機制，落實金融對實體經濟的支持。A.票據(jù)貼現(xiàn)市場B.國庫券市場C.長期借貸市場D.可轉讓大額存單市場【答案】C14、資料：The daily changes of the market can lead investorsastray.The ups and downs make the tendency to lo

8、ok at the portfolio,sperformance frequently too temping.This means investers are likely toperceive mere risk,forgetting about their key term goals.A.Most investors log into their trading accounts every dayB.The investors who seldom check daily changes may get more returnsC.The potential gain and los

9、s of assets can be predictedD.The potential growth rate of the portfolio is likely to be fixed【答案】B15、銀行最需要考慮的風險是（）。A.信用風險B.流動性風險C.市場風險D.操作風險【答案】A16、_ you return after the rental counter closes for the evening,place your vehicles keys in the night return slot.A.Because ofB.As a consequenceC.In the e

10、vent thatD.Prior to【答案】C17、Airline-maintenance best practice could _ oil industryprofitability.A.overhaulB.enhanceC.confuseD.guide【答案】B18、實收資本 10000 萬元，資本公積 500 萬元，盈余公積 150 萬元，未分配利潤 400 萬元，則留存收益為（）萬元。A.1050B.650C.550D.11550【答案】C19、如果一個公司經營狀況嚴重惡化，要謹慎采用哪種用組織變革方式？（）A.改良式B.漸進式C.計劃式D.爆破式【答案】D20、當利率下降，對消費

11、者的影響是（）。A.刺激消費，減少儲蓄B.刺激消費，刺激儲蓄C.抑制消費，抑制儲蓄D.抑制消費，刺激儲蓄【答案】A21、His kingdom was still _；the Danes far from subdued.A.precariousB.preferentialC.primalD.prodigal【答案】A22、下列屬于消費信用的是（）。A.賒賬B.銀團投資C.直接投資D.出口信貸【答案】A23、It was the training（）Sam had at school（）made him anexcellent runner.A.what;whatB.that;thatC.wh

12、at;thatD.that;which【答案】B24、資料：（四）A.Approach to financial educationB.Americans financial skillsC.Reform on financial educationD.Lessons of financial crisis【答案】A25、“沉魚落雁”“閉月羞花”用以形容古代四大美女，下列形容古代四大美女與其關系對應不正確的是（）。A.沉魚西施B.落雁王昭君C.閉月趙姬D.羞花楊玉環(huán)【答案】C26、Passage 2A.How rich and poor regions can share responsibi

13、lity in curbingglobal warmingB.How human and economic losses from climate change can be reducedC.How emissions of heat-trapping gases can be reduced on a globalscaleD.How rich countries can better help poor regions reduce climatehazards【答案】D27、關于奧肯定律，下列說法正確的是（）。A.奧肯定律是由英國經濟學家奧肯提出來的B.奧肯定律衡量的是物價變動率和失業(yè)

14、率之間的相關關系C.當實際 GDP 增長相對于潛在 GDP 增長上升 1%，失業(yè)率下降大約 1%D.當實際 GDP 增長相對于潛在 GDP 增長上升 2%，失業(yè)率下降大約 1%【答案】D28、Recently，electric vehicles（EVs）have been claimed to providea pathway for the transition towards sustainabletransportation_EVs potential to solve energy and environmentalproblems，although new problems such

15、 as battery waste might appear.A.in behalf ofB.in honor ofC.in charge ofD.in view of【答案】D29、He has been drinking alcohol so heavily that his health severelyaffected and got his _ alcoholically.A.quantumB.qualmC.quailD.quietus【答案】D30、資料：之后，經濟學家 Mr.V 發(fā)表了關于一些新名詞的感悟，請根據(jù)下列資料回答問題。A.Globalization is a busi

16、ness strategy that means doing everythingthe same everywhereB.Globalization is a shift in traditional patterns of internationalproduction,investment,and tradeC.Globalization is interconnections between different interests ofbusiness and societyD.Globalization is the absence of borders and barriers to tradebetween nations【答案】C31、資料：FAST cars whizz around，malls are full of expensiveluxuries and cranes dominate the skyline.But scratch the shimmeringsurface of the Gulf and you soon find countries hu