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1、銀行常用英語(yǔ)詞匯及短語(yǔ)及相關(guān)閱讀銀行常用英語(yǔ)詞匯及短語(yǔ)：Useful Words and Phrases a deposit form 存款單 a banding machine 自動(dòng)存取機(jī) account number 帳目編號(hào) depositor 存戶 pay-in slip 存款單 to deposit 存款 deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdr

2、aw 透支 to counter sign 雙簽 to endorse 背書 endorser 背書人 to cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支

3、票 travelers cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 偽支票 Bandars note 莊票，銀票銀行實(shí)用英語(yǔ)對(duì)話閱讀篇一 A: Hello, welcome to Credit Services. How can we help you 您好，歡迎光臨信貸業(yè)務(wù)部。我們能如何為您效勞 B: Im interested in applying for a credit card with you. 我想在你們這里申請(qǐng)一張信用卡。 A:

4、Are you an existing customer 您現(xiàn)在是我們的客戶嗎 B: Yes, Ive had a Current Account with a debit card with you for years. Now,Im looking at upgrading to a credit card. 是的，我已經(jīng)在你們這里辦了一個(gè)帶借記卡的活期存款賬戶，有好幾年了?，F(xiàn)在，我希望升級(jí)成信用卡。 A: May I ask why you didnt think of applying for a credit card with us sooner Most young people

5、 jump at the chance. 請(qǐng)?jiān)试S我問您一下，您為什么不早一點(diǎn)兒想到在我們這里申請(qǐng)一張信用卡呢多數(shù)年輕人是絕不會(huì)放過這個(gè)機(jī)會(huì)的。 B: When I opened the account with you, I was a student, I graduated a couple of years ago and have a steady salary, so I figured now would be the best time to go ahead. 當(dāng)我在你們這里開戶時(shí)，我還是一個(gè)學(xué)生，我兩年前畢業(yè)后，有了一個(gè)穩(wěn)定的收入，所以我想現(xiàn)在才是申請(qǐng)信用卡的最佳時(shí)機(jī)。 A:

6、 Thats very sensible of you. We have many fresh graduates applying for credit cards,getting them and then going on a spending spree and being unable to meet the repayments. 您很明智呀。我們見過很多剛畢業(yè)的大學(xué)生申請(qǐng)信用卡，他們拿到了卡，就開始疵狂消費(fèi)，卻又無(wú)法還款。 B: As you can see from the statements for my Current Account, I have never been

7、 overdrawn. Im always very careful about that. 正如你從我的活期賬戶對(duì)賬單上所看到的那樣，我從來(lái)沒有透支過。對(duì)此我總是非常謹(jǐn)慎的。銀行實(shí)用英語(yǔ)對(duì)話閱讀篇二 A: Welcome to IBJ. What can we assist you with today 歡迎光臨IBJ銀行。我們今天有什么可以幫助您的嗎 B: Hello. Yes, Ive just read your leaflet about the new MoneyLink Card. I was wondering how I go about applying for one.

8、你好。是的，我剛剛看到你們有關(guān)新的靈通卡的宣傳單。我想知道如何申請(qǐng)此卡。 A: This scheme has just started and you will be one of our first 100 customers,so if your application is accepted, you will receive some rather nice perks. 這項(xiàng)業(yè)務(wù)剛剛開始，并且您將在我們的前100名客戶之列，因此，如果您的申請(qǐng)被接受的話，您將得到一些非常好的額外優(yōu)惠。 B: That does sound good. Im already an account ho

9、lder, have been for many years. And I already have your existing card. 這聽起來(lái)不錯(cuò)。我已經(jīng)有賬戶了，開了很多年了。而且我已經(jīng)有你們現(xiàn)有的銀行卡了。 A: That should make things perfectly simple,then. Actually, if you had waited a little while longer, we would have notified you by post. 那么，這應(yīng)該使事情變得很簡(jiǎn)單啦。其實(shí)，如果您再多等一段時(shí)間，我們也會(huì)致函通知您的。 B: Perhaps

10、your letter is already in the mail! So, I can just upgrade automatically 也許你們的信已經(jīng)在郵遞當(dāng)中了!這么說，我可以自動(dòng)升級(jí)啦 A: May I have your details,and Ill check for you. 請(qǐng)您給我您的詳細(xì)信息，我會(huì)為您查一下。 B: Certainly. 當(dāng)然可以. A: OK, so you are already a gold card holder, with a sound credit history. That means we can automatically upgrade you to our new platinum card. 好的，您已經(jīng)有金卡了，信用記錄良好。這意味著我們可以自動(dòng)為您 升級(jí)到我們的新的鉑金卡。 B: Wonderful! And, you mentioned perks I do hope Ill be getting some of those. 太好了!還有，你剛提到過額外優(yōu)惠吧我真的希望我將得到一些優(yōu)惠。 下一頁(yè)更多銀行實(shí)用英語(yǔ)對(duì)話閱讀12