題庫檢測題庫檢測 20232023 年銀行招聘之銀行招聘綜合知識(shí)考試年銀行招聘之銀行招聘綜合知識(shí)考試題庫含答案題庫含答案單選題（共單選題（共 8080 題）題）1、Passage 3A.Their economy is plungingB.Their currency has slumpedC.They cant afford trips to EnglandD.They have lost half of their assets【答案】B2、以下屬于中國金融監(jiān)管的對象有（）。A.國有商業(yè)銀行B.農(nóng)村信用合作社C.信托投資機(jī)構(gòu)D.以上均是【答案】D3、She is less _ on being a grandmother,now her daughterCaron is married.A.desirousB.eagerC.keenD.anxious【答案】C4、企業(yè)接受的現(xiàn)金捐贈(zèng)，應(yīng)計(jì)入（）。A.營業(yè)外收入B.盈余公積C.資本公積D.未分配利潤【答案】A5、經(jīng)濟(jì)成本和經(jīng)濟(jì)利潤具有以下特征（）。A.前者比會(huì)計(jì)成本小，后者比會(huì)計(jì)利潤大B.兩者都比相應(yīng)的會(huì)計(jì)成本和會(huì)計(jì)利潤大C.前者比會(huì)計(jì)成本大，后者比會(huì)計(jì)利潤小D.兩者都比相應(yīng)的會(huì)計(jì)成本和會(huì)計(jì)利潤小【答案】C6、提出“師夷長技以制夷”主張的是（）。A.林則徐B.魏源C.左宗棠D.曾國藩【答案】B7、留存收益包括盈余公積和未分配利潤。下面會(huì)引起留存收益總額發(fā)生增減變動(dòng)的是（）。A.用稅后利潤彌補(bǔ)虧損B.資本公積轉(zhuǎn)增股本C.提取法定公益金D.盈余公積轉(zhuǎn)增股本【答案】D8、下列銀行中不是政策性銀行的是（）。A.中國農(nóng)業(yè)發(fā)展銀行B.國家開發(fā)銀行C.中國進(jìn)出口銀行D.中國農(nóng)業(yè)銀行【答案】D9、資料：Human resource professionals act as mediators between anorganizations management and its workers.This requires wearing manyhats Its an HR administrators job to make sure that employees areworking in a safe environment that disputes are settled，and thatbenefits are understood and administered properly.At the same time，HR is charged with recruiting new employees who will not only fit inpersonally and professionally but also help the company achieve itsbusiness goals.They also represent management when negotiating forbenefits with companies administering these benefits and whenimplementing companywide policies that will ultimately lower costs orboost profits.The needs of HR cover a wide range of tasks and，therefore，require individuals who are good with people in additionto being organized，analytical，business-minded，and heroicmultitaskers.A.Because the economy as a whole is growing nowadaysB.Because job opportunities in HR grow faster than the averageC.Because transferred or retired workers need to be replaced in timeD.Because companies begin to recruit HR functions from the outside【答案】A10、Mum,would you please buy me an ipadA.wouldB.shallC.mayD.must【答案】B11、倡導(dǎo)“天下興亡，匹夫有責(zé)”的詩人是（）。A.王國維B.龔自珍C.梁啟超D.顧炎武【答案】D12、Passage 2A.Modern technology is what we cant live withoutB.Digital technology often falls short of our expectationC.gital devices are more reliable than they used to beD.GPS error is not the only cause for Ceelys accident【答案】B13、Together these inventions hugely reduced the cost of blastingrock,drilling tunnels,building canals and many other formsof_work.A.constructionB.informationC.animationD.imagination【答案】A14、以下哪種情形會(huì)使貨幣需求增加？（）A.商品和勞務(wù)供給量減少B.銀行存款利率升高C.物價(jià)水平上升D.貨幣流通速度加快【答案】C15、資料：From:Gloria RichterA.An efficient way for the staff to deal with the large number ofemailsB.More investment in the well-being of the staffC.Reopening of the staff loungeD.clarification of whom the staff should report their works to【答案】B16、2013 年 3 月 16 日，我國目前正在建設(shè)的最長高瓦斯隧道蘭州至重慶鐵路客運(yùn)專線（）隧道，經(jīng)過中茵鐵建十八局集團(tuán)建設(shè)者三年多施工正式貫通，標(biāo)志著制約蘭渝鐵路全線鋪軌工期的難點(diǎn)按期突破。A.梅嶺關(guān)B.南嶺關(guān)C.上下關(guān)D.天澗關(guān)【答案】A17、資料：Native ads-or ads that take on the look and feel of thecontent surrounding them-are taking over digital advertising.A.The rise of compound annual growth rateB.The rise of social platformsC.The rise of sponsored contentD.The rise of publisher websites【答案】B18、2008 年全球金融危機(jī)爆發(fā)以來，世界主要國家央行開始采取特殊貨幣政策，美國在利率水平已經(jīng)接近紀(jì)錄最低時(shí)，推出了一系列非常規(guī)貨幣政策，包括為了支持銀行貸款的長期流動(dòng)性供給，為壓低長期利率的資產(chǎn)購買計(jì)劃等，除美國以外，美國、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF 于 2013 年5 月 16 日發(fā)布了非常規(guī)貨幣政策：最近經(jīng)驗(yàn)與前景報(bào)告，報(bào)告稱發(fā)達(dá)國家的非常規(guī)貨幣政策在很大程度上幫助實(shí)現(xiàn)了該國政策目標(biāo)，諸如持續(xù)兩年左右的購買國債計(jì)劃幫助美國和英國的 GDP 增速提升了約 2 個(gè)百分點(diǎn)，然而，發(fā)達(dá)國家的這些政策對世界其他國家也造成了很大的影響，大量資本流入拉丁美洲和亞洲，導(dǎo)致新興市場的匯率過度升值和波動(dòng)。A.物價(jià)穩(wěn)定B.國際收支逆差C.充分就業(yè)D.經(jīng)濟(jì)增長【答案】B19、2013 年 3 月 16 日，我國目前正在建設(shè)的最長高瓦斯隧道蘭州至重慶鐵路客運(yùn)專線（）隧道，經(jīng)過中茵鐵建十八局集團(tuán)建設(shè)者三年多施工正式貫通，標(biāo)志著制約蘭渝鐵路全線鋪軌工期的難點(diǎn)按期突破。A.梅嶺關(guān)B.南嶺關(guān)C.上下關(guān)D.天澗關(guān)【答案】A20、審查銀行存款余額調(diào)節(jié)表時(shí)，對結(jié)賬日后（）個(gè)工作日內(nèi)銀行已收、企業(yè)未收的款項(xiàng)，應(yīng)審查款項(xiàng)的性質(zhì)及來源。A.5B.10C.7D.20【答案】B21、資料：Directions:There is 1 passage in this part.The passageis followed by some questions or unfinished statements.For each ofthem there are four choices,You should decide on the best choice.A.To start an explanation of FaceID s using conditionB.To mention that Apple Inc.shows their new product under a welldesigned environmentC.To imply that FaceID has its limitsD.To add a context explanation of the interesting demo【答案】C22、Heating，ventilating，and air conditioning（HVAC）systemsare_in most of underground subway stations to providecomfortable and fresh air to underground subway stations。A.assembledB.installingC.equippedD.installed【答案】D23、資料：The following passage is the introduction about one of theMonsell international financial products.According to thepassage,there will be 5 questions.You should read carefully,thenselect the right answer.A.introduce the Bank of MonsellB.analyze the products of Bank of MonsellC.introduce certain products and services for teensD.show the success of the Bank of Monsell【答案】C24、資料：Children back at school,nights slowly starting to draw inand the weather more changeable.The seasons are turning and after aneerily calm summer for financial markets,theres a whiff ofuncertainty in the air.Bond yields are up from their lows,and therelentless migration of global capital towards any asset,anywhere,with some yield,is slowing.A.After Britain leaving the E.U the investment d